20
Nov

Faster than the wind - how mandatory super contributions help Australians get ahead

There's a lot of debate in the superannuation industry about what constitutes an 'adequate' contribution rate.

20
Nov

Realism-v-reality - working part-time as retirees

Are you planning to boost your retirement income by doing some part-time work once you eventually retire? Perhaps you have included the expectation of some paid work in your calculations about how much you need to finance your retirement.

20
Nov

If only I had a second chance

No matter our age, most of us would probably look back on some aspects of our lives and say to ourselves: "If only I could do that again; if only I had a second chance".

20
Nov

Casual workers need active approach to super

Casual workers can face an uphill battle saving for retirement, which is why a proactive approach is essential.

16
Nov

Downsizing is not always the answer

If you're pinning your financial hopes on the ability to downsize your home in retirement, you may need to think twice.

14
Nov

5 ways to stretch your Christmas dollars further

How to have a very merry – and affordable – Christmas

Christmas should be full of laughter and good cheer, and if you plan wisely, you can also avoid a spartan New Year spent paying off your yuletide spending.

14
Nov

Are we in another 1990s tech bubble?

A quick look at the valuations of the so called FAANMG group of stocks – Facebook, Apple, Amazon, Netflix, Microsoft and Google – and it certainly feels like it we’re in a tech stocks bubble a-la the late 1990s.

14
Nov

4 steps to help protect portfolios against political risk

When Australia’s High Court ruled deputy prime minister Barnaby Joyce ineligible to sit in Parliament because of his dual New Zealand citizenship, the decision briefly sent tremors through equity and currency markets. It was a clear reminder that political risk matters to markets.

14
Nov

Could our mortgage monster become the Christmas Grinch?

The disappointing retail sales figures from the last quarter could be just the tip of the iceberg for those watching the retail sector heading into Christmas, reckons Dermot Ryan, AMP Capital’s Portfolio Manager – Australian Equities.

14
Nov

Rising energy costs are eroding retirees' financial wellbeing

Regardless of whether you think climate change exists or not, the flux when it comes to energy policies is having unintended consequences beyond high energy prices.

13
Nov

Virtual currencies

Many virtual currencies, such as Bitcoin have emerged over the last 10 years but just how safe are they? We explain how virtual currencies work and the risks you take buying, trading or investing in them.

10
Nov

Salary sacrificing a coffee each day could save you how much?

Boost your super balance and save on tax by contributing the cost of a daily coffee to your super.

10
Nov

How to explain our irrational behaviours

Nobel prize-winning economists do not usually have a lot to say to everyday investors.

This year is different.

Professor Richard Thaler won the Nobel memorial prize for economics for his work in behavioural economics. In short, he won for the understanding he has brought to the way 'real' people think and react when making financial decisions.

10
Nov

Technology: An adversary in the fight for 2% inflation

It's been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like.

Diversified News

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