Home Loans

Diversified Financial Planners based in FRANKSTON provides advice for purchasing a property and home loans.

Finding the right property and making all the arrangements to buy it can take time. It’s a big financial decision so it’s important to look at as many properties as possible and make the right choice. It’s also a good idea to speak with property experts such as real estate agents, bankers and mortgage brokers.

Before buying a home you should:

  • consider the financial costs involved
  • find the right lender and home loan
  • identify where you’d like to buy
  • find the right house
  • arrange building inspections
  • think about how you’ll repay the home loan.

Buying your first home

Some questions you may wish to consider include:

  • Am I better off renting than buying?
  • How much can I borrow?
  • How much deposit will I need?
  • What additional costs will I be up for when I buy a place of my own?
  • Are there concessions for first homebuyers?
  • What should I do with my money while I try to accumulate a bigger deposit?
  • What types of loans are available?
  • What should I look for in a loan?
  • How do I find the right mortgage for me?

How Diversified Financial Planners can help

We can:

  • Work out how much you can borrow based on current financial capacity.
  • Calculate the deposit you are likely to need.
  • Identify strategies to save for a deposit in the timeframe you set.
  • Set a budget to cover your mortgage commitments when you have purchased your property.
  • Review, recommend and organise appropriate insurances.
  • Recommend if you need to create or review your Will.

What to do next

If you want us to help you review your financial situation contact Diversified Financial Planners on 03 9770 6499.

Enquire About Our Services

Your privacy is important to us and AMP Financial Planning Pty Ltd which is part of AMP. You may request access to your personal information at any time by calling us on 03 9770 6499 or contacting AMP on 1300 157 173. Information collected will be subject to AMP’s Privacy Policy. You can also contact us or AMP if you do not wish to receive information about products, services or offers available from us or AMP from time to time.